Trusted by 1,200+ freelancers

Your AI bookkeeper.
Finally affordable.

Luca connects to your bank, categorizes every transaction with AI, and keeps your books perfectly — for $49/month. No accountant needed.

Start free trialSee how it works
No credit card required· 14-day free trial· Cancel anytime
Avg. revenue tracked
$127,493
↑ monthly
AI accuracy
94.8%
categorization
Time saved
~6 hrs
per month

Why freelancers choose Luca

The old way of doing bookkeeping is broken. We fixed it.

⏱

Bookkeeping takes hours you don't have

Manual categorization, bank reconciliation, and spreadsheet management eat into billable time.

💸

Accountants cost $300+/hour

Professional bookkeeping and tax prep can cost thousands per year, cutting into profit margins.

😰

Tax season is a nightmare

Disorganized transactions mean missed deductions, audit risk, and frantic scrambling in April.

How it works

01

Connect your bank

Upload CSV from any bank or credit card. We support all major US institutions.

02

AI categorizes everything

Claude AI reads every transaction and sorts it into the right tax category instantly.

03

Get books, P&L, and tax estimate

Clean reports ready for your accountant or tax filing. Export anytime.

Everything you need

One tool for your entire financial workflow.

AI Categorization

Automatically categorize transactions with industry-leading accuracy.

P&L Reports

Instant income and expense reports. Understand your profitability.

Tax Estimates

Quarterly estimated tax calculator. Never be surprised by a tax bill.

Invoice Tracking

Create invoices and track payment status alongside your transactions.

CSV Import

Import from any bank, credit card, or accounting software.

Secure & Private

Bank-level encryption. We never store your login credentials.

Simple, transparent pricing

14-day free trial. No credit card required.

Starter

$49/mo
  • 1 bank account
  • 12 months history
  • AI categorization
  • P&L reports
  • Tax estimates
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Most Popular

Pro

$99/mo
  • Everything in Starter
  • Unlimited bank accounts
  • Full transaction history
  • Invoice creation & tracking
  • Priority support
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Trusted by freelancers

“Luca saves me 5+ hours every month on bookkeeping. I used to dread tax season, now I actually know my numbers. Worth every penny.”

Sarah Chen

UI/UX Designer

“The AI categorization is insanely accurate. It understands business expenses better than I do. My accountant was impressed.”

Marcus Rivera

Full-Stack Developer

“At $49/month, it's a no-brainer. I was spending $200/month on a bookkeeper who was less reliable. Luca is accurate and fast.”

Jessica Walsh

Marketing Consultant

Frequently asked questions

How does the AI categorization work?▼
We use Claude, Anthropic's advanced AI, to analyze every transaction. It reads the merchant name, amount, date, and history to intelligently categorize each entry. You can review and correct any categorization.
Is my financial data safe?▼
Yes. We use bank-level encryption (TLS 1.3) for all data in transit and at rest. We never store your banking credentials—you upload CSV exports only. Your data is encrypted in Supabase with role-based security.
Can I cancel anytime?▼
Absolutely. Cancel anytime with no questions asked. Your data remains accessible for 30 days after cancellation so you can export everything.
Does Luca replace my accountant?▼
Luca replaces the bookkeeping and organization part, not tax strategy. Most accountants spend 60% of their time organizing your records. With Luca, they focus on optimizing deductions.
What file formats do you support?▼
We support CSV exports from all major US banks and credit card companies. If your bank supports CSV export, we can import it.

Stop wasting time
on bookkeeping.

Get 14 days free. No credit card. No commitment. Join 1,200+ freelancers managing their finances with Luca.

Start free trial

No credit card required · Cancel anytime